§ 13F · FUND PROFILE
Betterment LLC.
Institutional filer · behavioral pattern: Other. Summary pending.
AUM · $50.6T (13F)Positions · 522Turnover · — · Q4Filed · Feb 12, 2026
CONCENTRATION
—
Top 10 holdings
NEW BUYS
0
+$48.2B deployed
EXITS
0
No exits
SECTOR SHIFT
—
No prior quarter data
3YR HIT RATE
—
Top-5 overlap
§ 01 · TOP HOLDINGS
The book · Q4 2025
FILED FEB 12, 2026
| # | Ticker | Name | Shares | $ value | % port | Δ Q4 |
|---|---|---|---|---|---|---|
| 1 | VEA | VANGUARD TAX MANAGED INTL FD | 138.59M | $8.7T | 16.5% | +1% |
| 2 | VTI | VANGUARD INDEX FDS | 25.17M | $8.4T | 16.1% | −2% |
| 3 | SPYM | SPDR State Street Global Advisors | 83.59M | $6.7T | 12.8% | +6% |
| 4 | VWO | VANGUARD INTL EQUITY INDEX F | 53.73M | $2.9T | 5.5% | +2% |
| 5 | AGG | ISHARES TR | 26.26M | $2.6T | 5.0% | +7% |
| 6 | MUB | ISHARES TR | 18.99M | $2.0T | 3.9% | +9% |
| 7 | ITOT | ISHARES TR | 10.68M | $1.6T | 3.0% | −2% |
| 8 | SPMD | SPDR State Street Global Advisors | 21.15M | $1.2T | 2.3% | +5% |
| 9 | VTV | VANGUARD INDEX FDS | 4.97M | $950.0B | 1.8% | −2% |
| 10 | BNDX | VANGUARD CHARLOTTE FDS | 19.56M | $945.1B | 1.8% | +7% |
§ 02 · SECTOR ALLOCATION
Where the money is
Sector data pending
§ 03 · THE BETTERMENT SIGNAL
AC read
Betterment LLC is a Other fund managing $50600.0 trillion in assets. The fund runs a broad portfolio of 522 positions.
Read the full dossier →§ 04 · FILING HISTORY
Q-by-Q deltas
1 FILINGS
Q4 2025
Steady book
+0 buys · −0 exits · 0 changed
Q3 2025
Steady book
+0 buys · −0 exits · 0 changed
Q1 2025
Steady book
+0 buys · −0 exits · 0 changed