§ 13F · FUND PROFILE
Penney Financial, LLC.
Institutional filer · behavioral pattern: Other. Summary pending.
AUM · $196.7T (13F)Positions · 42Turnover · — · Q4Filed · Jan 21, 2026
CONCENTRATION
—
Top 10 holdings
NEW BUYS
0
+$463.5B deployed
EXITS
0
No exits
SECTOR SHIFT
—
No prior quarter data
3YR HIT RATE
—
Top-5 overlap
§ 01 · TOP HOLDINGS
The book · Q4 2025
FILED JAN 21, 2026
| # | Ticker | Name | Shares | $ value | % port | Δ Q4 |
|---|---|---|---|---|---|---|
| 1 | GSLC | GOLDMAN SACHS ETF TR | 473K | $62.6T | 24.1% | +8% |
| 2 | VTI | VANGUARD INDEX FDS | 124K | $41.6T | 16.1% | +5% |
| 3 | VEA | VANGUARD TAX-MANAGED FDS | 342K | $21.4T | 8.2% | +9% |
| 4 | SGOV | ISHARES TR | 184K | $18.4T | 7.1% | +56% |
| 5 | IEFA | ISHARES TR | 132K | $11.8T | 4.5% | +11% |
| 6 | JPIE | J P MORGAN EXCHANGE TRADED F | 201K | $9.3T | 3.6% | +12% |
| 7 | VYM | VANGUARD WHITEHALL FDS | 61K | $8.7T | 3.4% | +7% |
| 8 | SCHD | SCHWAB STRATEGIC TR | 307K | $8.4T | 3.2% | ±0% |
| 9 | EVTR | MORGAN STANLEY ETF TRUST | 134K | $6.9T | 2.7% | +14% |
| 10 | VCRB | VANGUARD MALVERN FDS | 88K | $6.9T | 2.7% | +14% |
§ 02 · SECTOR ALLOCATION
Where the money is
Sector data pending
§ 03 · THE PENNEY SIGNAL
AC read
Penney Financial, LLC is a Other fund managing $196725.0 trillion in assets. The fund runs a portfolio of 42 positions.
Read the full dossier →§ 04 · FILING HISTORY
Q-by-Q deltas
1 FILINGS
Q4 2025
Steady book
+0 buys · −0 exits · 0 changed
Q3 2025
Steady book
+0 buys · −0 exits · 0 changed
Q2 2025
Steady book
+0 buys · −0 exits · 0 changed
Q1 2025
Steady book
+0 buys · −0 exits · 0 changed