§ 13F · FUND PROFILE
Retirement Investment Advisors, Inc..
Institutional filer · behavioral pattern: Income / Defensive. Summary pending.
AUM · $1111.6T (13F)Positions · 61Turnover · — · Q4Filed · Jan 21, 2026
CONCENTRATION
—
Top 10 holdings
NEW BUYS
0
+$4.7T deployed
EXITS
0
No exits
SECTOR SHIFT
—
No prior quarter data
3YR HIT RATE
—
Top-5 overlap
§ 01 · TOP HOLDINGS
The book · Q4 2025
FILED JAN 21, 2026
| # | Ticker | Name | Shares | $ value | % port | Δ Q4 |
|---|---|---|---|---|---|---|
| 1 | VTV | VANGUARD INDEX FDS | 1.38M | $262.8T | 21.2% | +2% |
| 2 | VUG | VANGUARD INDEX FDS | 527K | $257.0T | 20.7% | ±0% |
| 3 | IEFA | ISHARES TR | 2.08M | $186.4T | 15.0% | +1% |
| 4 | BIV | VANGUARD BD INDEX FDS | 1.72M | $133.7T | 10.8% | +2% |
| 5 | IEMG | ISHARES INC | 1.38M | $92.9T | 7.5% | +1% |
| 6 | VBR | VANGUARD INDEX FDS | 394K | $83.4T | 6.7% | +2% |
| 7 | BNDX | VANGUARD CHARLOTTE FDS | 996K | $48.1T | 3.9% | +4% |
| 8 | MUB | ISHARES TR | 423K | $45.3T | 3.7% | +8% |
| 9 | EMB | ISHARES TR | 291K | $28.1T | 2.3% | +3% |
| 10 | HYLB | DBX ETF TR | 529K | $19.5T | 1.6% | +2% |
§ 02 · SECTOR ALLOCATION
Where the money is
Sector data pending
§ 03 · THE RETIREMENT SIGNAL
AC read
Retirement Investment Advisors, Inc. is a Income / Defensive fund managing $1111611.6 trillion in assets. The fund runs a portfolio of 61 positions.
Read the full dossier →§ 04 · FILING HISTORY
Q-by-Q deltas
1 FILINGS
Q4 2025
Steady book
+0 buys · −0 exits · 0 changed
Q3 2025
Steady book
+0 buys · −0 exits · 0 changed
Q2 2025
Steady book
+0 buys · −0 exits · 0 changed
Q1 2025
Steady book
+0 buys · −0 exits · 0 changed