§ 13F · FUND PROFILE
Lutz Financial Services LLC.
Institutional filer · behavioral pattern: Other. Summary pending.
AUM · $1287.9T (13F)Positions · 97Turnover · — · Q4Filed · Feb 6, 2026
CONCENTRATION
—
Top 10 holdings
NEW BUYS
0
+$5.5T deployed
EXITS
0
No exits
SECTOR SHIFT
—
No prior quarter data
3YR HIT RATE
—
Top-5 overlap
§ 01 · TOP HOLDINGS
The book · Q4 2025
FILED FEB 6, 2026
| # | Ticker | Name | Shares | $ value | % port | Δ Q4 |
|---|---|---|---|---|---|---|
| 1 | VOO | VANGUARD INDEX FDS | 254K | $159.0T | 10.8% | +3% |
| 2 | SPYV | SPDR SERIES TRUST | 2.39M | $135.7T | 9.2% | +5% |
| 3 | IJH | ISHARES TR | 1.58M | $104.2T | 7.1% | +6% |
| 4 | BND | VANGUARD BD INDEX FDS | 1.36M | $101.0T | 6.9% | +8% |
| 5 | VTEB | VANGUARD MUN BD FDS | 1.49M | $74.8T | 5.1% | +11% |
| 6 | MDYV | SPDR SERIES TRUST | 783K | $66.3T | 4.5% | +8% |
| 7 | VCSH | VANGUARD SCOTTSDALE FDS | 820K | $65.3T | 4.4% | +10% |
| 8 | SCHP | SCHWAB STRATEGIC TR | 2.21M | $58.5T | 4.0% | +11% |
| 9 | MBB | ISHARES TR | 598K | $56.9T | 3.9% | +11% |
| 10 | SPY | SPDR S&P 500 ETF TR | 67K | $45.6T | 3.1% | −4% |
§ 02 · SECTOR ALLOCATION
Where the money is
Sector data pending
§ 03 · THE LUTZ SIGNAL
AC read
Lutz Financial Services LLC is a Other fund managing $1287916.2 trillion in assets. The fund runs a portfolio of 97 positions.
Read the full dossier →§ 04 · FILING HISTORY
Q-by-Q deltas
1 FILINGS
Q4 2025
Steady book
+0 buys · −0 exits · 0 changed
Q3 2025
Steady book
+0 buys · −0 exits · 0 changed
Q2 2025
Steady book
+0 buys · −0 exits · 0 changed
Q1 2025
Steady book
+0 buys · −0 exits · 0 changed