§ FINANCIAL SERVICES
USD · Financial Services

MA

MASTERCARD INC - A
· USDSector · Financial ServicesMarket cap · $436800.98TBeta · 0.82
LAST · MARKET CLOSE
533.10
−6.29 ▼ 1.17%PREV CLOSE · $539.39
§ 01 · PRICE
Price action
1D5D1M6MYTD1YMAX
OPEN 540.74HIGH 541.89LOW 522.68VOL 0AVG VOL 52W 465.59 — 601.77
EVENTS1D · AC · ACCUMULATE
§ 02 · AC TAKE
Where we stand
ACCUMULATELAST UPDATED 1D

The ownership breakdown for MA tells an interesting story.

The institutional pressure score of 0.00 and market regime score of 0.01 both read as essentially flat neutral, meaning the 13F-derived signal isn't picking up meaningful net buying or selling pressure from the institutional base right now. That's not a nothing — for a stock with this kind of quality compounder representation, neutral pressure can simply mean the long-term holders are sitting on their hands, which is what they're supposed to do. The P/E of 29.2 is reasonable for a payments network with Mastercard's margin profile, though the market cap figure of $436,801 trillion in the dataset is clearly a data error and should be ignored entirely — Mastercard's actual market cap is in the low hundreds of billions range. As always, 13F filings are filed with a 45-to-90-day delay, meaning this ownership picture is already stale by the time it's analyzed. Institutional positioning can shift meaningfully within that window, and none of this historical data predicts future price movement — it only describes where certain money was parked, not where it's going.

CONVICTION
73/100
TIME HORIZON
6M
Read the full note →

§ 03 · SIGNAL STACK · WHAT THE INPUTS SAY

13F FLOW
3190 increased/new, 1836 decreased/exited (13F)
AC 13F Analysis
INSIDER
No recent filings
SHORT INT
FINRA · bi-monthly
OPTIONS SKEW
CBOE · 30d
ANALYST
43 buy, 5 hold, 0 sell
Finnhub
CROWDING
Ownership percentile

§ 04 · FUNDAMENTALS · THE BOOKS

P/E29.2P/S
EV/EBITDAP/B66.26
Revenue (TTM)Rev YoY
Gross marginOp margin
Net incomeFCF
CashDebt
Dividend0.72%Buybacks 1Y
AC INTELLIGENCE

The ownership breakdown for MA tells an interesting story. Quality compounder funds — the patient, long-duration money that tends to buy businesses with durable competitive advantages and hold them for years — account for 19.1% of classified institutional ownership. Passive index funds sit at 21.2%, which for a mega-cap like Mastercard is roughly expected given its weight across major indices. What's notable is the near-total absence of activist interest (0.0%) and minimal deep value positioning (0.2%), which suggests institutions aren't viewing this as a turnaround play or a cheap asset — they're here for the franchise. The 51.8% "other unclassified" bucket is large enough to warrant some humility about what the data is actually telling us.

§ 05 · WHO OWNS IT
Top institutional holders
All holders →
FundShares% portΔ Q/Q
Vanguard Group71.7M0.6%
MASTERCARD FOUNDATION ASSET MANAGEMENT CORP70.1M97.4%
State Street36.6M0.7%
BlackRock, Inc.26.0M0.3%+50%
JPMORGAN CHASE & CO22.0M0.8%
Geode Capital Management18.3M0.6%+726%
AC INTELLIGENCE

Top institutional owners for MA as of the most recent 13F window (Dec 2025). Δ Q/Q reflects share-count change vs. the prior filing — positive green means adding, negative red means trimming. Cross-reference with the ownership-mix bars below to see which strategy cohort is driving the flow.

§ 06 · WHO OWNS IT · BY STRATEGY

OTHER51.8% · 3,487 holders
PASSIVE / INDEX21.2% · 11 holders
QUALITY / COMPOUNDER19.1% · 53 holders
DEALER / BANK11.4% · 38 holders
INCOME / DEFENSIVE1.9% · 30 holders
SYSTEMATIC / QUANT0.8% · 15 holders
TACTICAL / MACRO0.4% · 7 holders
DEEP VALUE0.2% · 4 holders
GROWTH / MOMENTUM0.2% · 2 holders
ACTIVIST0.0% · 1 holder
AC INTELLIGENCE

Ownership mix by behavioral cohort. Top bars indicate which style of capital dominates the float — passive indexing, quality compounders, dealer/bank, systematic quant, etc. Big quality-compounder share means concentrated active conviction; heavy passive share means flows are dictated by index rebalances, not fundamentals.

§ 07 · INSIDER ACTIVITY · LAST 180 DAYS

NO INSIDER FILINGS
AC INTELLIGENCE

No Form 4 filings on record for MA in the last 180 days.

§ 08 · COVERAGE · OUR RECENT NOTES