UNH
UNH's ownership profile tells an interesting story about who's holding this stock and why.
The institutional pressure score sitting at neutral (0.00) and the market regime also reading neutral (0.01) suggest no strong directional signal from the smart money flow data right now. Neither aggressive accumulation nor distribution appears to be dominating. A P/E of 20.9 is relatively modest for a company of this scale, though the market cap figure in the data appears corrupted and should be disregarded for any valuation work. It's worth flagging that 13F filings — the source of most institutional ownership data — are filed 45 to 90 days after the fact, meaning what you're seeing reflects positioning from last quarter, not today. A lot can change in that window, particularly in a sector as policy-sensitive as health insurance. Short interest data, when referenced, is typically biweekly and carries its own lag. None of this data is a crystal ball — it's a rearview mirror, and the road behind doesn't always look like the road ahead.
§ 03 · SIGNAL STACK · WHAT THE INPUTS SAY
§ 04 · FUNDAMENTALS · THE BOOKS
| P/E | 20.9 | P/S | — |
| EV/EBITDA | — | P/B | 2.99 |
| Revenue (TTM) | — | Rev YoY | — |
| Gross margin | — | Op margin | — |
| Net income | — | FCF | — |
| Cash | — | Debt | — |
| Dividend | 3.41% | Buybacks 1Y | — |
UNH's ownership profile tells an interesting story about who's holding this stock and why. The largest slice — 34.8% sitting in "unclassified" — is a bit of a black box, but the next most meaningful chunk is passive index money at 23.2%, which makes sense given UNH's long-standing position in major indices. What's notable is the quality compounder cohort at 15.8%, suggesting a meaningful portion of institutional holders view this as a durable, long-term business rather than a trade. Deep value at 2.5% and income/defensive at 1.9% round out a shareholder base that skews toward patient capital over speculation. The near-zero growth momentum ownership is worth flagging — that crowd has largely stepped away, which could reflect recent price action or shifting sentiment around the managed care sector broadly.
| Fund | Shares | % port | Δ Q/Q |
|---|---|---|---|
| Vanguard Group | 82.4M | 0.4% | — |
| State Street | 45.2M | 0.5% | — |
| BlackRock, Inc. | 27.3M | 0.2% | — |
| Capital World Investors | 22.6M | 1.0% | +4% |
| Geode Capital Management | 19.0M | 0.4% | −1% |
| BlackRock, Inc. | 18.7M | 0.1% | +948% |
Top institutional owners for UNH as of the most recent 13F window (Dec 2025). Δ Q/Q reflects share-count change vs. the prior filing — positive green means adding, negative red means trimming. Cross-reference with the ownership-mix bars below to see which strategy cohort is driving the flow.
§ 06 · WHO OWNS IT · BY STRATEGY
Ownership mix by behavioral cohort. Top bars indicate which style of capital dominates the float — passive indexing, quality compounders, dealer/bank, systematic quant, etc. Big quality-compounder share means concentrated active conviction; heavy passive share means flows are dictated by index rebalances, not fundamentals.
§ 07 · INSIDER ACTIVITY · LAST 180 DAYS
No Form 4 filings on record for UNH in the last 180 days.