§ FINANCIAL SERVICES
USD · Financial ServicesBFH
BREAD FINANCIAL HOLDINGS INC
USDSector · Financial ServicesBeta · 1.14
§ 01 · PRICE
Price action
1D5D1M6MYTD1YMAX
§ 03 · SIGNAL STACK · WHAT THE INPUTS SAY
13F FLOW
214 increased/new, 155 decreased/exited (13F)
AC 13F Analysis
§ 04 · FUNDAMENTALS · THE BOOKS
| P/E | 6.1 | P/B | 1.02 |
| EPS (TTM) | 10.86 | Dividend | 1.28% |
§ 05 · WHO OWNS IT
Top institutional holders
| Fund | Shares | % port | Δ Q/Q |
|---|---|---|---|
| BlackRock, Inc. | 4.2M | 0.0% | −6% |
| Dimensional Fund Advisors | 3.1M | 0.0% | +0% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 2.8M | n/a | n/a |
| TURTLE CREEK ASSET MANAGEMENT INC. | 2.4M | n/a | −5% |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.9M | n/a | n/a |
| State Street | 1.8M | 0.0% | −3% |
◇ AC INTELLIGENCE
Top institutional owners for BFH as of the most recent 13F reporting period (Q1 2026 · Period ended Mar 31). Δ Q/Q reflects share-count change vs. the prior filing — positive green means adding, negative red means trimming. Cross-reference with the ownership-mix bars below to see which strategy cohort is driving the flow.
§ 06 · WHO OWNS IT · BY STRATEGY
OTHER54.0% · 274 holders
QUALITY / COMPOUNDER21.1% · 24 holders
DEALER / BANK16.3% · 36 holders
PASSIVE / INDEX15.5% · 10 holders
SYSTEMATIC / QUANT3.7% · 10 holders
INCOME / DEFENSIVE3.2% · 27 holders
DEEP VALUE1.5% · 3 holders
TACTICAL / MACRO1.1% · 4 holders
ACTIVIST0.3% · 1 holder
◇ AC INTELLIGENCE
Ownership mix by behavioral cohort. Top bars indicate which style of capital dominates the float — passive indexing, quality compounders, dealer/bank, systematic quant, etc. Big quality-compounder share means concentrated active conviction; heavy passive share means flows are dictated by index rebalances, not fundamentals.
§ 07 · INSIDER ACTIVITY · LAST 180 DAYS
NO INSIDER FILINGS
◇ AC INTELLIGENCE
No Form 4 filings on record for BFH in the last 180 days.
§ 08 · COVERAGE · OUR RECENT NOTES
No notes mention BFH yet.