§ BANKING
USD · BankingFISI
FINANCIAL INSTITUTIONS INC
USDSector · BankingBeta · 0.65
§ 01 · PRICE
Price action
1D5D1M6MYTD1YMAX
§ 03 · SIGNAL STACK · WHAT THE INPUTS SAY
13F FLOW
103 increased/new, 41 decreased/exited (13F)
AC 13F Analysis
§ 04 · FUNDAMENTALS · THE BOOKS
| P/E | 9.7 | P/B | 1.00 |
| EPS (TTM) | 4.10 | Dividend | 6.72% |
§ 05 · WHO OWNS IT
Top institutional holders
| Fund | Shares | % port | Δ Q/Q |
|---|---|---|---|
| PL Capital Advisors, LLC | 1.8M | 17.4% | +1% |
| BlackRock, Inc. | 1.5M | 0.0% | +1% |
| Dimensional Fund Advisors | 958K | 0.0% | +0% |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | 948K | 0.0% | −2% |
| WELLINGTON MANAGEMENT GROUP LLP | 900K | 0.0% | −14% |
| VANGUARD CAPITAL MANAGEMENT LLC | 836K | n/a | n/a |
◇ AC INTELLIGENCE
Top institutional owners for FISI as of the most recent 13F reporting period (Q1 2026 · Period ended Mar 31). Δ Q/Q reflects share-count change vs. the prior filing — positive green means adding, negative red means trimming. Cross-reference with the ownership-mix bars below to see which strategy cohort is driving the flow.
§ 06 · WHO OWNS IT · BY STRATEGY
OTHER10.2% · 0 holders
OTHER56.9% · 107 holders
PASSIVE / INDEX12.7% · 9 holders
DEALER / BANK10.3% · 21 holders
QUALITY / COMPOUNDER7.9% · 9 holders
SYSTEMATIC / QUANT1.3% · 6 holders
INCOME / DEFENSIVE0.4% · 5 holders
TACTICAL / MACRO0.2% · 3 holders
GROWTH / MOMENTUM0.1% · 1 holder
ACTIVIST0.0% · 1 holder
◇ AC INTELLIGENCE
Ownership mix by behavioral cohort. Top bars indicate which style of capital dominates the float — passive indexing, quality compounders, dealer/bank, systematic quant, etc. Big quality-compounder share means concentrated active conviction; heavy passive share means flows are dictated by index rebalances, not fundamentals.
§ 07 · INSIDER ACTIVITY · LAST 180 DAYS
NO INSIDER FILINGS
◇ AC INTELLIGENCE
No Form 4 filings on record for FISI in the last 180 days.
§ 08 · COVERAGE · OUR RECENT NOTES
No notes mention FISI yet.