§ BANKING
USD · BankingIBCP
INDEPENDENT BANK CORP - MICH
USDSector · BankingBeta · 0.73
§ 01 · PRICE
Price action
1D5D1M6MYTD1YMAX
§ 03 · SIGNAL STACK · WHAT THE INPUTS SAY
13F FLOW
109 increased/new, 42 decreased/exited (13F)
AC 13F Analysis
§ 04 · FUNDAMENTALS · THE BOOKS
| P/E | 11.9 | P/B | 1.34 |
| EPS (TTM) | 3.44 | Dividend | 4.28% |
§ 05 · WHO OWNS IT
Top institutional holders
| Fund | Shares | % port | Δ Q/Q |
|---|---|---|---|
| BlackRock | 2.9M | 0.0% | −2% |
| VANGUARD CAPITAL MANAGEMENT LLC | 905K | n/a | n/a |
| Dimensional Fund Advisors | 861K | 0.0% | +0% |
| AMERICAN CENTURY COMPANIES INC | 713K | 0.0% | +6% |
| State Street | 713K | 0.0% | +9% |
| Charles Schwab Investment Mgmt | 623K | 0.0% | +263% |
◇ AC INTELLIGENCE
Top institutional owners for IBCP as of the most recent 13F reporting period (Q1 2026 · Period ended Mar 31). Δ Q/Q reflects share-count change vs. the prior filing — positive green means adding, negative red means trimming. Cross-reference with the ownership-mix bars below to see which strategy cohort is driving the flow.
§ 06 · WHO OWNS IT · BY STRATEGY
OTHER9.7% · 0 holders
OTHER32.1% · 111 holders
PASSIVE / INDEX20.9% · 9 holders
QUALITY / COMPOUNDER15.6% · 15 holders
DEALER / BANK11.9% · 20 holders
SYSTEMATIC / QUANT4.6% · 6 holders
INCOME / DEFENSIVE3.6% · 8 holders
TACTICAL / MACRO1.5% · 3 holders
GROWTH / MOMENTUM0.1% · 1 holder
DEEP VALUE0.1% · 1 holder
◇ AC INTELLIGENCE
Ownership mix by behavioral cohort. Top bars indicate which style of capital dominates the float — passive indexing, quality compounders, dealer/bank, systematic quant, etc. Big quality-compounder share means concentrated active conviction; heavy passive share means flows are dictated by index rebalances, not fundamentals.
§ 07 · INSIDER ACTIVITY · LAST 180 DAYS
NO INSIDER FILINGS
◇ AC INTELLIGENCE
No Form 4 filings on record for IBCP in the last 180 days.
§ 08 · COVERAGE · OUR RECENT NOTES
No notes mention IBCP yet.