§ FINANCIAL SERVICES
USD · Financial Services

SYF

SYNCHRONY FINANCIAL
USDSector · Financial ServicesMarket cap · $23.8BBeta · 1.40
LAST · MARKET CLOSE · OCT 05
71.77
+0.26 ▲ 0.36%PREV CLOSE · $71.51
§ 01 · PRICE
Price action
1D5D1M6MYTD1YMAX
OPEN 72.03HIGH 72.45LOW 71.3752W 40.55 — 88.77
EVENTSAUG 04 · OD SELLJUN 30 · EARNINGS +21.5%

§ 03 · SIGNAL STACK · WHAT THE INPUTS SAY

13F FLOW
536 increased/new, 357 decreased/exited (13F)
AC 13F Analysis
INSIDER
−$411K
3 txns · 90d

§ 04 · FUNDAMENTALS · THE BOOKS

P/E6.7P/B1.79
EPS (TTM)9.51Dividend1.84%
§ 05 · WHO OWNS IT
Top institutional holders
All holders →
FundShares% portΔ Q/Q
Capital World Investors33.8M0.3%−12%
BlackRock, Inc.30.5M0.0%−2%
VANGUARD CAPITAL MANAGEMENT LLC22.6Mn/an/a
VANGUARD PORTFOLIO MANAGEMENT LLC18.5Mn/an/a
State Street17.7M0.0%−4%
Bank of America Corp16.1M0.1%−1%
◇ AC INTELLIGENCE

Top institutional owners for SYF as of the most recent 13F reporting period (Q1 2026 · Period ended Mar 31). Δ Q/Q reflects share-count change vs. the prior filing — positive green means adding, negative red means trimming. Cross-reference with the ownership-mix bars below to see which strategy cohort is driving the flow.

§ 06 · WHO OWNS IT · BY STRATEGY

OTHER39.9% · 761 holders
QUALITY / COMPOUNDER22.6% · 37 holders
DEALER / BANK20.5% · 77 holders
PASSIVE / INDEX16.8% · 12 holders
INCOME / DEFENSIVE3.1% · 45 holders
DEEP VALUE2.2% · 5 holders
SYSTEMATIC / QUANT1.5% · 16 holders
TACTICAL / MACRO0.8% · 5 holders
GROWTH / MOMENTUM0.0% · 1 holder
ACTIVIST0.0% · 1 holder
◇ AC INTELLIGENCE

Ownership mix by behavioral cohort. Top bars indicate which style of capital dominates the float — passive indexing, quality compounders, dealer/bank, systematic quant, etc. Big quality-compounder share means concentrated active conviction; heavy passive share means flows are dictated by index rebalances, not fundamentals.

§ 07 · INSIDER ACTIVITY · LAST 180 DAYS

DateInsiderActionShares$ value
AUG 04Owens DarrellSELL610−$47K
AUG 04Gentleman CourtneySELL721−$55K
AUG 04COVIELLO ARTHUR W JRSELL4K−$309K
MAY 19MOTHNER JONATHAN SSELL11K−$802K
MAY 05Howse CurtisSELL8K−$646K
MAY 05COVIELLO ARTHUR W JRSELL4K−$306K
◇ AC INTELLIGENCE

0 insider buys, 7 sells in the last 180 days. Scheduled 10b5-1 sales are pre-programmed and neutral; discretionary clusters are the tape worth reading. Cross-reference with the signal stack above for context.

§ 08 · COVERAGE · OUR RECENT NOTES

No notes mention SYF yet.